These terms tell you the rules for using our website [www.kasselmedia.co.uk] (our site).
Our site is operated by Kassel Media Ltd (“We”). We are registered in England under company number12188031 and have our registered office at 2A Osterley Mansions, Thornbury Road, Isleworth, Greater London, England, TW7 4LJ
To contact us, please email: contact@kasselmedia.co.uk.
By using our site you accept these terms
By using our site, you confirm that you accept these terms of use and that you agree to comply with them. If you do not agree to these terms, you must not use our site.
We may amend these terms from time to time. Changes will be effective immediately, and you should therefore ensure you understand the terms that apply every time you wish to use our site.
You must be at least 18 years of age and resident and situated in the UK to use our website. By using our website and by agreeing to these terms of and conditions you warrant and represent that you are at least 18 years of age and resident and situated in the UK.
On our website, we offer some general information and comparison services in relation to various types of financial products. We do not charge any fees for this service but may receive payments from suppliers of products and services.
We do not offer for sale or sell any products or services on our site either ourselves or on behalf of any third parties, nor shall we be deemed to do so.
We reserve the right to improve, amend, or suspend the service we provide at any time without notice to you.
Whilst we provide general information in relation to financial services, we do not provide financial advice regarding any particular investment, nor do we provide legal or tax advice. The content on our website is for your information only and is not intended to amount to any form of advice, recommendation, representation, endorsement or arrangement on which you should rely. Our comparison services are for your information only, we do not recommend any particular services or products and you should take professional financial advice over or independently search and verify any information we provide and you wish to rely upon.
You should be aware that value of investments and any income derived therefrom can fluctuate, further it may be that investors may not get back the amount invested, and part performance is not necessarily an indicator of future performance.
We offer a soft credit card and loans search check whereby we give you an indication of your likelihood of success in being approved for a credit card or a loan. Please note that it does not guarantee acceptance by the financial companies. Only you will be able to see the result of this search and it will thus not affect your chance of being accept for credit in the future.
Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up to date. Whilst we try to ensure the information is accurate, it may be that some offers are withdrawn or changed last minute. You should always verify that you are able to redeem a deal before going through with any transaction.
We do not guarantee that our site will be secure or free from bugs or viruses.
You are responsible for configuring your information technology, computer programmes and platform to access our site. You should use your own virus protection software.
Most of the information we provide on our site has been provided by third parties. We act as a mere channel for this information and do not usually edit it. We do not endorse or represent any third party whose information or details are on our site and therefore, will not be liable for any loss or damages arising out of your use or reliance on this information.
Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them.
Where you apply for a financial product, any payment made will be to the relevant third party and we are in no event involved with such payment or the processing thereof.
We have no control over the contents of those sites or resources.
We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it, including without limitation any content, pictures, texts, databases and design. Those works are protected by intellectual property rights, including without limitation copyright law, trade mark and unregistered trade mark law, and so on. All such rights are reserved.
You must not download, copy, reproduce, distribute, transmit, broadcast or display any part of the content on our site without our express prior written consent or insofar as it is for your own personal use only.
You must not use any part of the content on our site for commercial purposes without obtaining a licence to do so from us or our licensors.
If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.
“KASSELMEDIA” is a UK registered company. Any third party trade or service marks present on our site content are trade or service marks of their respective owners. You are not permitted to use any of these marks without our approval.
These terms of use refer to the following additional terms, which also apply to your use of our site:
our Privacy Policy which sets out information about how we process your data; and
our Cookies Policy which sets out information about cookies on our site.
Please note that any information you provide to a third party linked to this website is subject to that third party’s terms and policy.
We may update and change our site from time to time to reflect changes to our services, our users’ needs and our business priorities.
We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our site for business and operational reasons.
You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.
You may use our site only for lawful purposes. You may not use our site (a) in any way that breaches any applicable local, national or international law or regulation; (b) in any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect; (c) to misuse our site or to knowingly upload any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware; (d) to attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site; or (e) to attack our site via a denial-of-service attack or a distributed denial-of service attack.
By breaching the above provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.
You also agree not to access without authority, interfere with, damage or disrupt any part of our site, any equipment or network on which our site is stored, any software used in the provision of our site, or any equipment or network or software owned or used by any third party.
We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors and for fraud or fraudulent misrepresentation.
Our aggregate liability to you in relation to all claims by you which arise in any 12 month period is limited to £50.
We exclude all implied conditions, warranties, representations or other terms that may apply to our site or any content on it.
We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with (a) use of, or inability to use, our site; or (b) use of or reliance on any content displayed on our site.
In particular, we will not be liable for loss of profits, sales, business, or revenue, business interruption, loss of anticipated savings, loss of business opportunity, goodwill or reputation, or any indirect or consequential loss or damage.
Please note that we only provide our site for domestic and private use. You agree not to use our site for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.
Rules about linking to our site
You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.
We reserve the right to withdraw linking permission without notice.
If you wish to link to or make any use of content on our site other than that set out above, please contact contact@kasselmedia.co.uk.
If any provision of these terms is held to be invalid or unenforceable by a competent authority, whether in whole or in part, it will be deemed severed from the terms, and will not affect the validity and enforceability of the remaining provisions.
If you are a consumer, please note that these terms of use, their subject matter and their formation, are governed by English law. You and we both agree that the courts of England and Wales will have exclusive jurisdiction. European users may also submit disputes online to an alternative Dispute Resolution (ADR) entity via the European Online Dispute Resolution Platform available at http://ec.europa.eu/consumers/odr/
If you are a business, these terms of use, their subject matter and their formation (and any non-contractual disputes or claims) are governed by English law. We both agree to the exclusive jurisdiction of the courts of England and Wales